Insured Bank Deposit Program Overview

The Insured Bank Deposit program (INSD) is an interest-bearing savings solution that provides high levels of Federal Deposit Insurance Corporation (FDIC) coverage in one easy to use program.

Why INSD? Interested in FDIC insurance on your cash holdings and want a competitive interest rate, ease of deposits and withdrawals using our sweep program, and who may also want banking features such as check writing, debit card, and bill payment.

Program Highlights

• Deposits are FDIC-insured up to $2.5 million ($5 million for joint accounts of two or more people).
• Competitive rates compared to other cash options at Edward Jones and compared to industry.
• No minimum balance requirement or minimum balance fees.
• Banking features available including check writing, debit card, and Online Bill Pay.
• Clients can view their INSD balances anytime through Online Account Access and monthly on their Edward Jones account statements.

Looking for alternatives to Bank CDs and Bank Money Market accounts? We have that as well. Call today to discuss your needs and create a plan and get informed!
(480)899-3476