Hot Deal

Offer Valid: 03/01/2019 - 05/31/2019
Home Values are going Up! Toss out High Interest Debt with a Home Equity Line of Credit
ENJOY 2.99% FIXED INTRO APR* FOR THE FIRST 9 MONTHS, with auto-pay
START THE YEAR OFF RIGHT WITH A FINANCIAL SPRING CLEANING BY TOSSING OUT HIGH-INTEREST DEBT WITH A HOME EQUITY LINE OF CREDIT


Home values in the Metro Phoenix area have been rising over the last few years.  If you are a home owner that is good news.  Prepare for what's next using the equity in your home.

Access cash secured by the equity in your home with a Home Equity Line of Credit from NB|AZ®, and have instant access to funds when you need them.  Take care of personal expenses, invest or tackle that home improvement project you've been putting off.

Do you own a second home?  You can utilize the value of your second home

A second home can be a major source of income if you rent it out, but it can also be much more.  With a second home HELOC from NB|AZ®, your property can help you secure the cash you need for whatever the future brings.  

Features & Benefits:
  • No Annual Fee
  • No origination, title or appraisal fees
  • Primary residence, second home and vacation homes eligible
  • Convenient access to credit line via check and Online Banking
  • Variable APR
  • Conversion option to fixed rate Structured Repayment Loan
  • Minimum loan amount $10,000
DISCLOSURES
*Loans are subject to credit approval. Terms and conditions apply. See a banker for full details. Application must be received by 5/31/19 to qualify, with approval no later than 6/30/19. Minimum loan amount $10,001. Collateral must be owneroccupied single-family residential property, second home or vacation home including condos, townhomes and eligible double-wide manufactured homes with affixed lot located in Arizona. Property insurance is required. Automatic payment from an NB|AZ® deposit account is required. Offers subject to change. Offer applies to new Home Equity Lines of Credit or existing Home Equity Lines of Credit increased by $25,000. Introductory fixed Annual Percentage Rate (APR) is 2.99% for the first 9 months from account opening for new HELOC customers. Promotional fixed APR of 2.99% for the first 6 months from the credit line increase will apply for existing HELOCs. After the introductory or promotional fixed APR period, a variable APR of 5.50% - 8.75% will apply based on commitment amount, loan-to-value, lien position and credit worthiness. The lowest advertised variable APR is based on 1st lien position, excellent credit and LTV. The variable APR is based on the Prime Rate as stated in The Wall Street Journal plus a margin and is subject to change without notice. If the variable APR adjusts, it will not exceed 21%. An early closure fee of $500 will apply if the line is closed within 36 months of opening. Offer subject to change at any time. Contact your local branch for details.

This Hot Deal is promoted by Gilbert Chamber of Commerce.